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Investment and Lending

SERVICES:

·         SME LENDING

·         FUND PLACEMENT

·         CREDIT MANAGEMENT

·         INVESTMENT MANAGEMENT

·         FINANCIAL TRAINING

 


 

SME LENDING: 

WHY MUST WE GIVE LOAN?

Often, customers find themselves in emergency situations where they need funds but due to complex bureaucracy created by our existing banking system, many genuine projects and even good business concepts have been prematurely aborted, which should not be so despite having good collateral often in excess of their financial need. We provide them with a prompt stress free facility within the shortest time possible

Loan Requirement

  • Application form (Guarantor’s form and sworn affidavit) 
  • Utility Bill 
  • Valid means of identification 
  • 2 passport photographs (client) 
  • Guarantor’s passport (1) 
  • Postdated cheque from customer 
  • Blank signed cheque from guarantor  
  • Maximum of 90days 
  • Last six month statement of account 
  • What are you giving as security?

FUND PLACEMENT: 

 

We are well aware of the little or no interest given by banks on investment, which sometimes could be very demoralizing to an average investor;it’s on the premise for this obvious concern that Baysal Concept offers a reasonable rate on investment. For details on rate check the table below

CREDIT MANAGEMENT:  

With our Credit management system, we control and collect payments from clients. We improve revenues and reduce financial risks.

Our Credit Management helps to:

  • Control bad debt exposure and expenses.
  • Maintain strong cash flows through efficient collections. 
  • Ensures an adequate Allowance for Doubtful Accounts is kept.
  • Monitor the Accounts Receivable portfolio for trends and warning signs.
  • Enforces the "stop list" of supply of goods and services to clients.
  • Determine credit limits.
  • Sets credit-rating benchmark.
  • Sets and ensures compliance with a corporate credit policy.
  • Obtain security interests where necessary.
  • Initiates legal or other recovery actions against clients who are delinquent.

INVESTMENT MANAGEMENT:

Why Partner With Us?

We are well aware that quite a number of individuals/business do not necessary have idle cash in their various savings/bank accounts but cash that is not of immediate use, we request/advice that such funds can be put to quality investment for high yield returns within the shortest time possible under the safest investment opportunity in line with the under listed attributes

·         Stable management and board, with a good track record.

·         Assured timely returns of investment.

·         Effective and unbiased compliance with credit risk frame work.

·         Fund placement at highly competitive rate. 

·         We are reliable

·         We are dependable

 

FINANCIAL TRAINING:

We provide financial training for corporate organization, ranging from funds management investment know-how’s and financial project management.

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